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Frequently Asked Questions about Combined Public Liability and Professional Risk Insurance
About the Alternative/Complementary Medicine, Natural Therapies and Massage Combined Liability Insurance Scheme
For the OAMPS Insurance Proposal Form DOWNLOAD click here
What is “Combined Liability”?
What’s the difference between “Occurrence-based” cover and “Claims Made” cover?
I know I am covered to defend legal cases, but am I covered to prosecute one?
My practice turns over more than $250,000 a year – do the same premiums apply to me?
We don’t just practice, we also teach. Are we covered for teaching?
We create our own products for our clients. Are these covered?
Will this policy cover me if I practice while I am travelling?
I have decided to leave the profession. Do I still need insurance when I cease to practice?
How much do I have to pay when I make a claim?
I have more Insurance questions. Who can I ask?
How do IICT Members obtain Cover?
My business is a school or college teaching alternative therapies. Is this the right policy for me?
What is “Legal Power?”
I want to be covered for the time before I had this policy. Is this possible?
What are the “Limits of Liability”?
Who is covered under the policy?
Am I able to get insurance if I work from home?
Do you offer multi-practitioner insurance? I have staff working in my center and wish them to have insurance under my policy, is this possible?
How long does it take for my policy to be approved and do you issue a cover note?
Can I pay my policy monthly?
What does the policy cover?
Do you provide Income Protection cover and Contents insurance?
Once I have a policy with OAMPS, am I required to still be a member of the IICT?
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Article: 7 Steps to Recession Proofing your Natural Therapy Business. By Lawrence Ellyard, Founder of the IICT If you are finding it hard to make ends meet in your natural therapy business you may find help is not far away. [Read More] If it does no harm, why not? The rise of complementary medicines has led to the emergence of practitioners offering alternative treatments for everything from allergies to pain relief [read more] |
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